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It's important to remember:

  • You should buy life insurance before you die.
  • You should get health insurance before you get ill.
  • You have to start pension savings before you retire.
  • You have to arrange Education Savings Plan for your kids long before they go to university or college.
  • You have to get information about your mortgage before you find your dream home.

The simple conclusion is – take care of everything in advance!


Remember two very important thoughts:
"Better to be safe than sorry" and
"A cheapskate pays twice".

Michael Modelevsky
Credentials:

  • Insurance and Financial Specialist
  • Ph.D., GSD